Privacy Policy

Introduction

Cavalcade Associates ("we," "our," or "us") is committed to protecting the privacy and confidentiality of our clients' personal and financial information. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website or use our advisory services.

As a registered investment advisor, we are subject to strict regulatory requirements regarding the protection of client information under federal and state securities laws, including the Investment Advisers Act of 1940 and applicable state regulations.

Information We Collect

Personal Information

We may collect the following types of personal information:

• Contact information (name, address, phone number, email address)
• Financial information (income, assets, investment objectives, risk tolerance)
• Employment and professional information
• Tax identification numbers and other government-issued identifiers
• Investment account information and transaction history
• Banking and payment information

Website Information

When you visit our website, we may automatically collect:

• IP address and browser information
• Pages visited and time spent on our website
• Referring website information
• Device and operating system information

How We Use Your Information

We use your personal information for the following purposes:

• Providing investment advisory and wealth management services
• Conducting financial planning and analysis
• Processing transactions and maintaining account records
• Communicating with you about your accounts and our services
• Complying with legal and regulatory requirements
• Detecting and preventing fraud or unauthorized activities
• Improving our services and website functionality
• Sending periodic newsletters and market insights (with your consent)

Information Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties except in the following circumstances:

• Service Providers: We may share information with trusted third-party service providers who assist us in operating our business, such as custodians, technology providers, and professional service firms.
• Legal Requirements: We may disclose information when required by law, regulation, court order, or government request.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, client information may be transferred as part of the transaction.
• Consent: We may share information with your explicit consent or at your direction.

All third parties with whom we share information are required to maintain the confidentiality and security of your personal information and are prohibited from using it for any purpose other than providing services to us or you.

Data Security

We implement comprehensive security measures to protect your personal information, including:

• Encryption of sensitive data in transit and at rest
• Multi-factor authentication for account access
• Regular security assessments and penetration testing
• Employee training on data protection and confidentiality
• Physical security measures for our offices and data centers
• Incident response procedures for potential security breaches

While we strive to protect your personal information, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security but are committed to maintaining industry-standard protections.

Your Rights and Choices

You have the following rights regarding your personal information:

• Access: You may request access to the personal information we maintain about you.
• Correction: You may request correction of inaccurate or incomplete information.
• Deletion: You may request deletion of your personal information, subject to legal and regulatory requirements.
• Opt-out: You may opt out of receiving marketing communications from us.
• Portability: You may request a copy of your personal information in a portable format.

To exercise these rights, please contact us using the information provided below. We will respond to your request within a reasonable timeframe and in accordance with applicable law.

Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance your browsing experience and analyze website usage. You can control cookie settings through your browser preferences, though disabling cookies may affect website functionality.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or applicable law. We will notify you of material changes by posting the updated policy on our website and updating the effective date. Your continued use of our services after such changes constitutes acceptance of the updated policy.

Contact Information

If you have questions about this Privacy Policy or our privacy practices, please contact us: